Towards the end of the late Queen Victoria's reign there resided in the suburban town of Croydon a gentleman of the name of Clutterbuck, who, upon a modest capital inherited from his father, contrived by various negotiations at his office in the City of London to gain an income of now some seven hundred, now more nearly a thousand, pounds in the year.

It will be ed that a war of unprecedented dimensions was raging, at the time of which I speak, in the sub-continent of South Africa. The President of the South African Republic, thinking the moment propitious for a conquest of our dominions, had invaded our territory after an ultimatum of incredible insolence, and, as though it were not sufficient that we should grapple foe to foe upon equal , the whole weight of the Orange Free State was thrown into the scale against us.

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